At Wealth Plan Direct, we value your privacy and are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, store, and protect your data when you interact with our website and financial services.
1. Information We Collect
We collect data to provide effective financial solutions and ensure a smooth experience. The types of information we may collect include:
- Personal Details: Full name, email address, phone number, and mailing address for account creation and communication.
- Financial Information: Income details, credit history, employment information, and banking details for loan processing and verification.
- Transaction Records: Loan applications, payment records, customer support interactions, and financial service usage logs.
- Technical Data: IP address, device information, browser type, and operating system to ensure platform security and analytics.
- Cookies & Tracking: Usage data and user behavior collected via cookies to enhance site performance and user experience.
2. How We Use Your Information
Your information helps us deliver better financial services and comply with legal requirements. It may be used to:
- Evaluate loan eligibility and process applications.
- Provide customer service, support, and financial guidance.
- Improve website functionality and security.
- Send important notifications, updates, and promotional offers.
- Comply with legal, regulatory, and risk management obligations.
3. Sharing and Disclosure
We do not sell your personal data. However, we may share it with:
- Service Providers: Third-party partners helping with payment processing, identity verification, or IT support.
- Regulatory Authorities: When legally required or for fraud prevention, credit checks, or audits.
- Business Transfers: In case of a merger, acquisition, or asset sale, your data may be transferred accordingly.
4. Data Security
We implement strong measures to protect your personal data from unauthorized access or misuse:
- SSL encryption to secure data transmission.
- Firewall protection and regular vulnerability assessments.
- Access restrictions to ensure only authorized staff manage sensitive information.
5. Use of Cookies
Wealth Plan Direct uses cookies to optimize user experience, analyze trends, and personalize content. You may modify your browser settings to manage or reject cookies; however, this may affect functionality.
6. Your Rights
You have the right to:
- Access and review your personal data.
- Update or correct inaccurate information.
- Withdraw consent for marketing communications.
- Request data deletion where applicable.
To exercise these rights, contact us at contact@wealthplandirect.com.
7. Third-Party Links
Our website may link to external financial resources or partners. We are not responsible for their privacy practices and recommend reviewing their policies before sharing personal information.
8. Children’s Privacy
Our services are intended for individuals aged 18 and older. We do not knowingly collect personal data from minors. If you believe a child has submitted data, please contact us immediately.
9. Policy Updates
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated revision date. Continued use of our services after changes implies acceptance of the updated policy.
10. Contact Us
If you have questions or concerns about our Privacy Policy, feel free to reach out:
Email: contact@wealthplandirect.com
Phone: +1 518 851 5194
Address: 2219 County Rte 27, Hudson, NY 12534, USA